My husband and I are young, with a new little baby. We don't have much of a credit history, and to be honest, the history we do have isn't good. I don't know what my credit score is because when I have looked it up, it says neither of us have a score (insufficant credit history)and that we only have a few medical bills aginst us. but when the bank looks at it they say our score is ';low'; and we have a lot of things aginst us.
My question is, what are some things we can do to work up to buying a house?
I hope this isn't too confusing.